So, now that you’ve clicked on this post, we can assume that you’re already in a deep financial mess. You must be behind on your car loan, mortgage loan, and student loan payments. Or did you max out 5 credit cards and you’re heading towards the 6th one? Did you manage to grab a job that offers you 30% less salary than what you were already getting?
When this is your situation, the only thing you can do is scream out for HELP! Fortunately, you can seek help from a bankruptcy attorney who can give you advice on your sorry financial state. All you need to do is choose a reliable and experienced bankruptcy attorney who is skilled enough to pull you out of this miserable monetary state. Let’s take a quick look at the few must-have qualities to watch out for in a bankruptcy lawyer.
He should be a specialist in bankruptcy law
There are numerous areas of law and different lawyers practice in different areas. But when you’re facing a situation that prompts you to file bankruptcy, you should look for someone who is a specialist in handling bankruptcy law. Remember that attorneys who practice a little of every field, won’t know the intricate details of bankruptcy law. Look out for signs like membership in the National Association of Consumer Bankruptcy Attorneys.
He should have expertise in dealing with local bankruptcy cases
Apart from being well-acquainted with the overall bankruptcy laws, the lawyer you choose should also be equipped with the local court where you’re supposed to file your bankruptcy case. It can’t be denied that bankruptcy cases vary from one state to another. This is why your attorney should have the skill to represent you at the local court.
He should be able to give you enough comfort level
You should choose a bankruptcy attorney with whom you feel comfortable about discussing your weaknesses. He should be a good listener as this will help him get all the specific details about your case. With a good comfort level, the lawyer will best understand the situation you’re going through. Never decide only on the basis of the prices charged.
He should have sufficient experience in dealing with bankruptcy cases
Before you hire an attorney, ask him about his years of experience. Though it is not always true that someone with more experience will be able to handle the case in a better way, you should check out the total number of successful cases he has handled. Don’t go with someone who has had enough experience but has still not mastered the subject. There are times when other general attorneys file and handle a case more often than the experienced ones.
Therefore, if you’re all set to file for Chapter 13 or Chapter 7 bankruptcy, make sure you choose a reliable attorney who can walk you through the legal consequences and upshots of bankruptcy. Ensure he has your best interests in mind.