How To Recover Compensation For A Collision With A Truck?

How To Recover Compensation For A Collision With A Truck?

Finance

Since transportation of goods has increased significantly, the involvement of transportation trucks has also increased. These collisions can be dangerous, as trucks are much larger than any other regular cars. 

If you get into such accidents, you have options to recover compensation for your damages. However, making claims on moving trucks are complicated. Therefore, contact a car accident lawyer in Toledo who will help you file a claim and work with you to recover maximum compensation.

How to recover compensation

There are specific requirements for driving trucks on roads and highways. For example, someone with a regular license who has no experience in driving a truck can rent one and drive without so much as a test drive. These drivers make the road extremely dangerous, as trucks are not regular sedans or pick-up vans. 

Moving trucks are dangerous because:

  1. Harder to make turns and maneuver in tight corners.
  2. Have a large blind spot.
  3. Have improperly loaded cargo which makes the truck unstable.

If any experienced driver drives a moving truck and causes a collision, the resulting damages can be more than a crash between two passenger vehicles. 

Filing a claim for a moving truck accident

When someone drives a moving truck, they must provide or purchase proof of insurance in case of any calamities. This way, the injured victims can recover compensation. One can pursue compensation through first and third-party claims. 

  1. First party claims

Toledo is an at-fault state, which means you have to file a claim with your insurance company after the accident or injury. You are the one to take the insurance policy and pay the bill. After you suffer injuries from an accident, you must notify your insurance company and ask them to pay for your losses under the contract terms.

You can file a first-party insurance claim by following types of insurance coverage:

  • Uninsured motorist insurance.
  • Underinsured motorist policy.
  • Rental coverage if you have rented a car. 
  • Medical bills in MedPay policy.
  • Collision coverage.
  1. Third-party claims

 You have the opportunity to pursue compensation for damages including economic and non-economic, including pain and suffering if you file a third-party claim with the insurance company of the at-fault driver. It is different from first-party claims as it only compensates for economic damages. 

Determining liability is a complex procedure if you are injured in an accident involving a moving truck. Proving liability and, on the other hand, you have to focus on the recovery process is not an easy task. Therefore, it is vital to hire an experienced car accident lawyer.

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